It’s important to keep track of your monthly income and outgoings, and sometimes you need a handy tool to help do this.
We’ve created a budget planner – a really simple guide you can use to help understand and keep track of these figures.
If you want advice on your mortgage or insurance options, it’s always best to talk to a professional. We’ve put together a list of Independent Financial Advisors (IFAs) who are recommended by our customers.
Independent Financial Advisors
Stephen J Douglas
9a Market Place, Basingstoke, Hampshire, RG21 9LZ
Tel: 01256 472722
The Mortgage Hut Limited
99 Leigh Road, Eastleigh, Hampshire, SO50 9DR
Tel: 0800 084 3831
What should I do if I’m having financial difficulties?
If you are struggling to pay your mortgage or rent, in the first instance it’s important that you let Radian and your mortgage lender know.
Radian have in-house Benefits Advisors who can help you to check what benefits may be available to you.
You can visit www.moneyadviceservice.org.uk to get free and impartial advice on saving money, taking control of debt and much more.
You can also go to your local Citizens Advice Bureau for help and support or go to their website.
Step Change is a charity set up to support with debt problems and financial advice. Go to www.stepchange.org to find out more.
If you would like to discuss mortgage options with a qualified adviser, please see the list of Independent Financial Advisors above.
Selling back your shares
In exceptional circumstances, when all other options have been exhausted, Radian may be able to buy back some or all of the shares in your home.
This is only available to clear mortgage debt and is subject to approval from our Board of Directors. If you would like further information, please call us on 0800 145 6663 or email firstname.lastname@example.org.