Selling Your Home

Looking to move? Radian’s experienced Resales team are on hand to find you a buyer.

We have a database full of people looking to buy a Shared Ownership home, who we can contact directly.

But if Radian can’t find a buyer for your property in the allotted time, you are welcome to head onto the open market to find a buyer.

Here’s all the information that you’ll need. If you have any questions, don’t forget you can call our dedicated Resales team on 0800 145 6663. Please note, we will also require certified ID from all applicants before we can proceed with the transaction.

How can I sell my home?

There are lots of people waiting to buy Shared Ownership homes, which is why your lease gives us a certain amount of time to find a buyer.

This is usually 8 weeks, but if you aren’t sure then please call us on 0800 145 6663 and we will let you know.

We have access to a large database of customers waiting to buy and will market directly to people wanting to buy a property like yours in your area.

We will also advertise your property on our website and on the local Help to Buy website, the online portal for people wanting affordable homes.

Alternatively, you can ‘staircase’ to own 100% of your home at the time of selling, and sell this 100% on the open market. See our ‘Buying more shares’ guide for more information.

Do I have to own 100% of my home to sell?

You can sell the current share you own or more, but not a lower percentage share.

If Radian are unable to find a buyer for your share, it may be possible to sell your home on the open market – but you will have to pay the full cost of the estate agent’s fees.

You can either sell your current share on the open market, or in most cases your Lease will allow you to ‘staircase’ to own 100% of your home before selling through an estate agent. For more information on this, please see our ‘buying more shares’ guide.

If a share is sold by an estate agent, then the buyer must be approved by us. Radian will charge a fee of £240 inc. VAT to cover the processing costs.


How much does it cost?

Radian’s sales fee is £1,200 including VAT, payable upon completion of the sale.

This covers the marketing and approving of a buyer, as well as the administrative work involved in selling your Shared Ownership property.

£108 (inc VAT) for completion of a Landlord Enquiries / Management Pack – paid upon request.

Other costs to consider include solicitor’s fees, as you will need to instruct your own solicitor to handle the legal process, as well as any mortgage and survey-related costs.

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