Your Shared Ownership Lease gives you the option of buying more shares in your home, whenever you feel the time is right to do so. This is also known as ‘staircasing’.

For information on how to buy more shares, please click here.

Should you ever wish to move out of your Shared Ownership home, we have a dedicated Resales team to help you do so.

Your Lease sets out that Radian must have first opportunity to find a buyer, so that we can offer Shared Ownership to others trying to get on the property ladder.

If after a certain amount of time we haven’t found you a buyer, you can sell your home as usual through an estate agents.

All the information in much more detail can be found here.

Whether you are shopping around for a new deal when your introductory rate expires, or looking to borrow more for home improvements, it’s likely you’ll want to change your mortgage at some point.

Your lender will ask Radian to approve these changes as we hold a legal charge on your property.

Click here to find out more.

If you want to make any changes to who owns your home, Radian will need to agree to this. You can get an application form by calling 0800 145 6663 or emailing postsales@radian.co.uk.

Any new owners will need to fit the criteria set for Shared Ownership.

To remove an owner, we’ll need their consent in writing unless you have a court order stating that the home must be transferred to you. One of the parties who originally bought the home as Shared Ownership will always need to remain an owner.

For more information, please click here.

We want you to make the most of your home, so carry on choosing that paint or wallpaper!

But if you are planning to make more extensive or structural home improvements, you will need Radian’s agreement. This won’t be complicated and the good news is that in most cases requests are approved.

Click here to find out what is classed as a home improvement.

To help you keep track of your monthly income and outgoings, we’ve designed a ‘budget planner‘.

If you would like advice on your mortgage or insurance options, it’s always best to talk to a professional.

Click here to see which Independent Financial Advisors our customers recommend, plus some handy links to help anyone experiencing financial difficulties.

If you’ve been asked to provide a valuation report on your home, this will need to be carried out by a surveyor who is registered with the Royal Institution of Chartered Surveyors.

You might be asked for this if you redeem your loan or want to borrow more money on your mortgage.

For more information, plus a list of recommended surveyors, please click here.

For full details of buildings insurance, please click here.